Vulto Planner

Terms of Service

Effective Date: September 8, 2026
Last Updated: September 8, 2026

These Terms of Service ("Terms") govern your access to and use of Vulto Planner, including our websites, web application, related applications, features, integrations, communications, and other services that link to these Terms (collectively, the "Service").

The Service is provided by Xelerate Lab LLC, a Wyoming limited liability company ("Xelerate Lab LLC," "Vulto Planner," "we," "us," or "our").

Please read these Terms carefully.

By creating an account, clicking to accept these Terms, purchasing a subscription, or otherwise accessing or using the Service, you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use the Service.

1. About Vulto Planner

Vulto Planner is a personal productivity and planning service designed to help individuals organize Tasks, plan their days and weeks, manage goals and routines, track time, reflect on their work, and coordinate professional and personal responsibilities.

Features may include:

  • Tasks and Subtasks;
  • Life Areas;
  • Lists;
  • Inbox and Inbox Folders;
  • scheduling;
  • Due Dates;
  • timeboxing;
  • Daily Planning;
  • Daily Wrap-Up;
  • Daily Journal;
  • Weekly Goals;
  • Weekly Planning;
  • Weekly Review;
  • priorities;
  • Routines and recurring Tasks;
  • Focus Mode;
  • Estimated Time;
  • Actual Time;
  • rollover and archive functionality;
  • third-party integrations; and
  • other productivity features we may introduce.

Features may change over time.

2. Contracting Entity

These Terms constitute an agreement between you and:

Xelerate Lab LLC
1021 E Lincolnway Suite #10762
Cheyenne, Wyoming 82001
United States

Support: [email protected]
Privacy: [email protected]
Security: [email protected]

3. Eligibility

You must be at least 16 years old to use Vulto Planner.

If you have not reached the age of legal majority where you live, you may use the Service only with the permission and supervision of a parent or legal guardian who agrees to these Terms on your behalf where required by law.

If you are accepting these Terms on behalf of another person or legal entity, you represent that you have authority to bind that person or entity to these Terms.

You may not use the Service if applicable law prohibits you from doing so.

4. Personal Accounts

Vulto Planner is currently designed primarily as an individual productivity service.

Each account is associated with an individual user.

You are responsible for:

  • providing accurate account information;
  • keeping your account information current;
  • maintaining the confidentiality of your credentials;
  • protecting devices through which you access the Service; and
  • activities performed through your account where reasonably attributable to you.

You may not:

  • share credentials in a manner that compromises account security;
  • allow unauthorized persons to access your account;
  • impersonate another person;
  • create accounts using false identities for deceptive purposes; or
  • circumvent account restrictions.

If you believe your account has been compromised, contact:

[email protected]

as soon as reasonably possible.

5. Authentication

Vulto Planner may support authentication methods such as:

  • email and password; and
  • Sign in with Google.

Additional authentication methods may be introduced in the future.

When you use a third-party authentication provider, your use of that provider is also subject to the provider's applicable terms and policies.

Google Sign-In does not automatically authorize access to Google Calendar, Gmail, Google Drive, or other Google services. Additional permissions must be separately authorized where required.

6. License to Use Vulto Planner

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable right to access and use Vulto Planner for lawful personal or professional productivity purposes.

This license does not transfer ownership of Vulto Planner or any of our intellectual property to you.

Except where applicable law expressly permits otherwise, you may not:

  • copy or reproduce substantial portions of the Service;
  • sell, sublicense, rent, or commercially redistribute the Service;
  • reverse engineer or attempt to discover source code that is not publicly released;
  • circumvent access controls or security systems;
  • use the Service to develop an unauthorized competing copy through systematic extraction;
  • scrape or harvest Service data through unauthorized automated means;
  • remove proprietary notices;
  • interfere with Service operation; or
  • access non-public systems or data without authorization.

Nothing in this section restricts rights that applicable law does not allow us to restrict.

7. Beta and Pre-Release Service

Vulto Planner may be offered in beta, preview, early-access, experimental, or pre-release form.

Beta features may:

  • contain errors;
  • be incomplete;
  • change significantly;
  • perform differently than expected;
  • become temporarily unavailable;
  • be discontinued;
  • have incomplete documentation;
  • have limited support; or
  • experience data or synchronization issues.

During beta, some or all functionality may be provided without charge.

Free beta access does not guarantee that the Service or any particular feature will remain free.

We may introduce paid plans, usage limits, or feature restrictions as the Service develops.

Where reasonably practicable, we will communicate material changes affecting existing users.

8. Changes to the Service

We continually develop Vulto Planner.

We may:

  • add features;
  • modify features;
  • redesign workflows;
  • introduce integrations;
  • remove or discontinue features;
  • impose reasonable technical or usage limits;
  • change free and paid plan availability;
  • update supported browsers or platforms; or
  • otherwise modify the Service.

We will seek to provide reasonable notice where a change materially affects paid functionality or requires action from you.

We do not guarantee that every feature will remain available indefinitely.

9. Subscriptions

Vulto Planner may offer monthly, annual, or other paid subscription plans.

The:

  • price;
  • billing frequency;
  • included features;
  • trial terms;
  • applicable taxes;
  • renewal terms; and
  • other material subscription conditions

will be displayed to you before you purchase a subscription.

You authorize us and our payment processor to charge the payment method you provide for the subscription you select.

10. Automatic Renewal

Unless expressly stated otherwise at checkout, paid subscriptions renew automatically at the end of each billing period until cancelled.

For example:

  • a monthly subscription generally renews monthly; and
  • an annual subscription generally renews annually.

Before you subscribe, we will disclose the applicable recurring price and billing frequency.

By purchasing an automatically renewing subscription, you authorize recurring charges to your selected payment method until you cancel the subscription.

You may cancel as described in Section 13.

11. Billing Through Stripe

Vulto Planner uses Stripe to process payment transactions and subscription billing.

By purchasing a paid subscription, you authorize Stripe and Vulto Planner to process information necessary to:

  • charge your selected payment method;
  • administer your subscription;
  • process renewals;
  • process refunds where applicable;
  • handle billing disputes;
  • prevent fraud; and
  • maintain transaction records.

Stripe's processing is also subject to Stripe's applicable terms and privacy practices.

Vulto Planner generally does not receive or store complete payment-card numbers.

12. Taxes

Subscription prices may exclude applicable:

  • sales taxes;
  • value-added taxes;
  • goods and services taxes;
  • withholding taxes; or
  • similar governmental charges.

Where required, applicable taxes may be calculated and added to your purchase.

You are responsible for taxes applicable to your purchase except taxes imposed on Xelerate Lab LLC's income.

13. Cancellation

You may cancel an automatically renewing Vulto Planner subscription at any time using the cancellation functionality made available through your account or billing settings.

We intend for an online subscription to be cancellable online without requiring you to contact a sales representative.

If account-based cancellation is temporarily unavailable because of a technical problem, contact:

[email protected]

Unless otherwise stated:

  • cancellation prevents the subscription from renewing at the next billing date;
  • you retain access to paid features through the end of the billing period you already paid for; and
  • you will not be charged for the next billing period after a valid cancellation takes effect.

Cancelling a subscription does not automatically delete your Vulto Planner account or User Content.

Account deletion is a separate action.

14. Refunds

Except where required by applicable law or expressly stated otherwise at the time of purchase, subscription payments are generally non-refundable.

We generally do not provide prorated refunds or credits for:

  • partially used monthly periods;
  • partially used annual periods;
  • unused features;
  • periods during which you chose not to use the Service; or
  • cancellation before the end of an already-paid billing period.

Nothing in this section limits refund, cancellation, withdrawal, or consumer rights that applicable law requires us to provide.

If you believe you were charged incorrectly, contact:

[email protected]

15. Free Trials and Promotions

We may offer:

  • free trials;
  • introductory prices;
  • promotional subscriptions;
  • credits; or
  • other offers.

The specific terms of an offer will be disclosed when the offer is presented.

If a free or discounted trial will automatically convert to a paid subscription, we will disclose:

  • that conversion;
  • the price;
  • the billing frequency;
  • when charging begins; and
  • how to cancel

before obtaining your agreement to the recurring subscription.

Unless otherwise stated, promotional offers may:

  • be limited to certain users;
  • have expiration dates;
  • be limited to one use per person;
  • be modified or discontinued for future users; and
  • be subject to additional disclosed terms.

16. Price Changes

We may change subscription prices.

A price change will generally apply to a future billing period rather than retroactively increasing a period you have already paid for.

Where required, we will provide advance notice before a price change applies to your renewal.

If applicable law requires additional consent before a price change, we will obtain that consent.

If you do not want to continue at the changed price, you may cancel before the new price becomes effective.

17. User Content

"User Content" means information you create, upload, enter, store, or otherwise provide through Vulto Planner.

User Content may include:

  • Tasks;
  • Task notes;
  • Subtasks;
  • Life Areas;
  • Lists;
  • Weekly Goals;
  • Inbox Tasks;
  • Folder names;
  • Routines;
  • priorities;
  • Daily Journal entries;
  • planning and review information;
  • time-tracking information;
  • attachments;
  • links; and
  • other information you choose to store.

As between you and Xelerate Lab LLC, you retain ownership of your User Content.

These Terms do not transfer ownership of your User Content to us.

18. License Necessary to Operate the Service

To operate Vulto Planner, you grant Xelerate Lab LLC a limited, worldwide, non-exclusive license to:

  • host;
  • store;
  • reproduce;
  • transmit;
  • process;
  • format;
  • display to you;
  • synchronize;
  • back up; and
  • otherwise technically handle

your User Content only as reasonably necessary to:

  • provide the Service;
  • perform actions you request;
  • operate integrations;
  • maintain backups;
  • secure the Service;
  • troubleshoot technical problems; and
  • comply with applicable law.

This license does not give us the right to sell your private User Content or use it for unrelated advertising purposes.

The license generally ends when the relevant User Content is deleted, subject to:

  • backup retention;
  • legal retention obligations;
  • security requirements; and
  • other limited retention described in our Privacy Policy.

19. Responsibility for User Content

You are responsible for User Content you submit to Vulto Planner.

You represent that you have the rights and permissions necessary to store and process that content through the Service.

You should not use Vulto Planner to store content that:

  • you have no right to possess or process;
  • unlawfully infringes another person's intellectual property;
  • violates privacy or confidentiality obligations;
  • is unlawful to possess;
  • contains malicious software; or
  • is intended to harm Vulto Planner, our infrastructure, or another person.

You are responsible for deciding what information is appropriate to store in your account.

20. Sensitive and Regulated Information

Vulto Planner is a general productivity application.

Unless we expressly agree otherwise in writing, Vulto Planner is not designed to function as:

  • an electronic medical record system;
  • a HIPAA-compliant healthcare record repository;
  • a payment-card data vault;
  • a password manager;
  • a banking ledger;
  • a government classified-information system;
  • a regulated securities recordkeeping system; or
  • another specialized regulated data repository.

Do not store complete payment-card numbers, account passwords, private encryption keys, or other authentication secrets in ordinary Task notes or journal fields.

You are responsible for determining whether your use of Vulto Planner is appropriate for information subject to special legal or contractual restrictions.

21. Privacy

Our collection and use of personal information is described in the Vulto Planner Privacy Policy.

The Privacy Policy forms an important part of your relationship with Vulto Planner, but these Terms and the Privacy Policy serve different purposes.

These Terms govern use of the Service.

The Privacy Policy explains how personal information is processed.

22. Daily Journal

Vulto Planner may allow you to maintain Daily Journal or reflection entries.

Your Daily Journal is User Content.

The current Service does not automatically publish Daily Journal entries to Slack, Microsoft Teams, or similar third-party collaboration platforms.

If sharing functionality is introduced, content will be shared only through functionality you choose to use, subject to the permissions and disclosures presented to you.

23. Third-Party Integrations

Vulto Planner may allow you to connect third-party services such as:

  • Google Calendar;
  • Asana;
  • Linear;
  • Jira;
  • Gmail;
  • GitHub; and
  • other applications.

Integrations are optional.

By enabling an integration, you authorize Vulto Planner to access, exchange, create, update, or synchronize information with that provider to the extent disclosed during authorization and necessary for the functionality you enable.

Third-party services are operated independently from Vulto Planner.

We do not control their:

  • availability;
  • functionality;
  • security;
  • data practices;
  • API behavior;
  • pricing;
  • terms; or
  • service changes.

An integration may stop functioning because the third-party provider:

  • changes its API;
  • revokes access;
  • changes permissions;
  • experiences downtime;
  • changes pricing;
  • imposes restrictions; or
  • discontinues the relevant service.

We are not responsible for a third party's independent acts or omissions.

24. Google Services

If you connect Google services, your use of those services remains subject to Google's applicable terms and policies.

Vulto Planner's use of information received from Google APIs is also governed by our Privacy Policy and applicable Google API requirements.

You may disconnect Google integrations through Vulto Planner where supported or revoke access through your Google account.

Disconnecting an integration does not necessarily delete native Vulto Planner User Content that you previously created through an intentional action.

25. Acceptable Use

You may use Vulto Planner only for lawful purposes.

You may not use the Service to:

  • violate applicable law or regulation;
  • facilitate fraud or deception;
  • infringe intellectual-property rights;
  • invade another person's privacy;
  • harass, threaten, or unlawfully harm another person;
  • distribute malware;
  • transmit destructive code;
  • interfere with Service availability;
  • overload or disrupt our infrastructure intentionally;
  • probe or test vulnerabilities without authorization;
  • bypass access controls;
  • gain unauthorized access to accounts or systems;
  • impersonate another person for deceptive purposes;
  • send spam through the Service;
  • use automated systems to extract substantial non-public Service data without permission;
  • circumvent usage limits or technical restrictions;
  • resell access without written authorization;
  • use the Service to operate an unlawful surveillance system; or
  • assist another person in doing any of the above.

26. Security Research

We support responsible security research.

Do not:

  • access another user's data;
  • intentionally disrupt the Service;
  • destroy or alter production data;
  • perform denial-of-service testing;
  • use social engineering against employees or users; or
  • publicly disclose an unresolved vulnerability in a manner likely to harm users.

Potential security vulnerabilities should be reported to:

[email protected]

Good-faith security research will be evaluated based on the circumstances and any security policy we publish.

27. Intellectual Property

Vulto Planner and its underlying materials are owned by or licensed to Xelerate Lab LLC and are protected by intellectual-property laws.

This includes, as applicable:

  • software;
  • source code not publicly released;
  • interfaces;
  • visual designs;
  • graphics;
  • logos;
  • trademarks;
  • product names;
  • documentation;
  • website content;
  • databases;
  • workflows;
  • and other proprietary materials.

Except for the limited license expressly granted in these Terms, we reserve all rights in Vulto Planner.

28. Vulto and Vulto Planner Marks

"Vulto," "Vulto Planner," associated logos, and related branding may constitute trademarks or other protected identifiers of Xelerate Lab LLC or its affiliates.

You may not use our branding in a manner that:

  • falsely suggests endorsement;
  • creates confusion regarding affiliation;
  • impersonates Vulto Planner;
  • misrepresents your relationship with us; or
  • otherwise violates applicable trademark law.

29. Feedback

You may voluntarily provide:

  • suggestions;
  • ideas;
  • feature requests;
  • bug reports;
  • design feedback;
  • workflow suggestions; or
  • other feedback.

You grant Xelerate Lab LLC the right to use, modify, implement, commercialize, and incorporate that feedback into our products and services without restriction or compensation to you.

This does not transfer ownership of your unrelated private User Content to us.

30. Copyright and Intellectual-Property Complaints

If you believe content accessible through Vulto Planner infringes rights you own, contact:

[email protected]

Please provide sufficient information for us to understand and investigate your complaint, including:

  • identification of the protected work;
  • identification of the allegedly infringing material;
  • your contact information;
  • the basis for your claim; and
  • any other information reasonably necessary to process the request.

Nothing in this section limits any formal notice procedure required by applicable copyright law.

31. Availability

We aim to provide a reliable Service, but we do not guarantee uninterrupted availability.

Vulto Planner may be unavailable because of:

  • scheduled maintenance;
  • emergency maintenance;
  • infrastructure failure;
  • third-party outages;
  • network problems;
  • security incidents;
  • software defects;
  • changes to external APIs;
  • force majeure events; or
  • other circumstances.

Unless we expressly agree otherwise in writing, Vulto Planner is provided without a contractual uptime or service-level guarantee.

32. Backups and Data Loss

We use reasonable practices intended to protect and back up Service data.

However, no storage system is completely immune to:

  • corruption;
  • deletion;
  • infrastructure failure;
  • software defects;
  • cyberattack; or
  • other forms of data loss.

You should maintain independent copies of information that would cause significant harm if lost.

Where data export functionality is provided, we encourage you to use it for information that is particularly important to you.

Our data-retention and backup practices are described in our Privacy Policy.

33. Productivity Calculations and Suggestions

Vulto Planner may provide automated functionality involving:

  • Estimated Time;
  • Actual Time;
  • workload calculations;
  • scheduling;
  • timeboxing;
  • priorities;
  • Task ordering;
  • rollover;
  • recurrence;
  • archive behavior;
  • Weekly Goals;
  • Daily Planning;
  • or other productivity recommendations.

These functions assist with planning.

They do not guarantee that:

  • a Task will actually take the estimated time;
  • a plan is achievable;
  • a deadline will be met;
  • you will complete scheduled work;
  • an automatically generated schedule is optimal; or
  • using Vulto Planner will improve any particular professional, academic, financial, or personal outcome.

You remain responsible for your planning and decisions.

34. No Professional Advice

Vulto Planner provides productivity software, not professional advice.

Information or suggestions provided through the Service are not intended to constitute:

  • legal advice;
  • medical advice;
  • mental-health treatment;
  • financial advice;
  • investment advice;
  • tax advice;
  • accounting advice;
  • employment advice; or
  • other regulated professional advice.

You should obtain appropriate professional advice where needed.

35. Artificial Intelligence Features

Vulto Planner may introduce optional artificial-intelligence-assisted features in the future.

If such functionality is introduced:

  • AI-generated output may be inaccurate or incomplete;
  • you will remain responsible for reviewing important output;
  • additional terms or disclosures may apply; and
  • our Privacy Policy will describe material changes to how personal information or User Content is processed.

The current Privacy Policy states our practices regarding use of private User Content and Google API data for generalized model training.

36. Suspension

We may suspend or restrict access to all or part of the Service where reasonably necessary because:

  • you materially violate these Terms;
  • your use presents a security risk;
  • your account appears compromised;
  • your use may violate law;
  • payment remains overdue;
  • your activity threatens Service integrity;
  • we are legally required to do so; or
  • urgent action is reasonably necessary to protect users or infrastructure.

Where appropriate and legally permitted, we will attempt to provide notice or an opportunity to correct the issue.

We may take immediate action where delay would create material security, legal, or operational risk.

37. Termination by You

You may stop using Vulto Planner at any time.

You may:

  • cancel a paid subscription without deleting your account; or
  • request deletion of your account.

Subscription cancellation and account deletion are separate actions.

Account deletion is governed by the deletion process described in our Privacy Policy.

38. Termination by Us

We may terminate your access where:

  • you materially or repeatedly violate these Terms;
  • continued Service would violate applicable law;
  • your use creates serious security or operational risk;
  • you engage in fraud or abusive activity;
  • required payment remains unpaid;
  • we discontinue the Service; or
  • another legitimate basis for termination exists.

Where reasonable under the circumstances, we will provide notice before termination.

39. Discontinuation of Vulto Planner

We hope to operate Vulto Planner for the long term, but we cannot guarantee indefinite operation.

If we permanently discontinue the Service, we will seek to provide reasonable advance notice where practicable.

Where feasible, we may provide an opportunity to export supported User Content before final shutdown.

For prepaid subscriptions affected by permanent Service discontinuation, we will provide any refund or credit required by applicable law and may provide additional relief at our discretion.

40. Effect of Termination

After account termination or deletion:

  • your right to access the Service ends;
  • active subscription billing will be stopped as applicable;
  • User Content may be deleted according to our Privacy Policy;
  • backup copies may remain temporarily according to our retention schedule; and
  • provisions of these Terms that by their nature should survive will continue.

Surviving provisions may include:

  • intellectual-property provisions;
  • payment obligations already incurred;
  • disclaimers;
  • limitations of liability;
  • dispute provisions;
  • indemnification obligations where applicable; and
  • other provisions intended to survive.

41. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, VULTO PLANNER AND THE SERVICE ARE PROVIDED "AS IS" AND "AS AVAILABLE."

XELERATE LAB LLC DISCLAIMS WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING IMPLIED WARRANTIES OF:

  • MERCHANTABILITY;
  • FITNESS FOR A PARTICULAR PURPOSE;
  • TITLE;
  • NON-INFRINGEMENT; and
  • QUIET ENJOYMENT,

TO THE EXTENT SUCH WARRANTIES MAY LAWFULLY BE DISCLAIMED.

WE DO NOT WARRANT THAT:

  • THE SERVICE WILL ALWAYS BE AVAILABLE;
  • THE SERVICE WILL BE ERROR-FREE;
  • EVERY BUG WILL BE CORRECTED;
  • USER CONTENT WILL NEVER BE LOST;
  • THIRD-PARTY INTEGRATIONS WILL REMAIN AVAILABLE;
  • AUTOMATED SCHEDULING WILL BE OPTIMAL;
  • PRODUCTIVITY CALCULATIONS WILL ALWAYS BE ACCURATE;
  • THE SERVICE WILL MEET EVERY PARTICULAR REQUIREMENT; OR
  • USE OF THE SERVICE WILL PRODUCE A PARTICULAR RESULT.

SOME JURISDICTIONS DO NOT ALLOW CERTAIN WARRANTY DISCLAIMERS. IN THOSE JURISDICTIONS, THESE DISCLAIMERS APPLY ONLY TO THE MAXIMUM EXTENT PERMITTED BY LAW.

42. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, XELERATE LAB LLC AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, AND AGENTS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM OR RELATED TO THE SERVICE.

THIS INCLUDES, TO THE EXTENT PERMITTED BY LAW, DAMAGES ARISING FROM:

  • LOST PROFITS;
  • LOST REVENUE;
  • LOST BUSINESS;
  • LOST OPPORTUNITIES;
  • LOSS OF DATA;
  • LOSS OF GOODWILL;
  • BUSINESS INTERRUPTION; or
  • RELIANCE ON PRODUCTIVITY, SCHEDULING, OR AUTOMATION OUTPUT.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE TOTAL AGGREGATE LIABILITY OF XELERATE LAB LLC ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

(A) THE AMOUNT YOU PAID TO XELERATE LAB LLC FOR VULTO PLANNER DURING THE 12 MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR

(B) US $100.

THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE THEORY OF LIABILITY AND EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE.

THESE LIMITATIONS DO NOT APPLY TO LIABILITY THAT CANNOT LAWFULLY BE EXCLUDED OR LIMITED, WHICH MAY INCLUDE CERTAIN LIABILITY FOR:

  • FRAUD;
  • WILLFUL MISCONDUCT;
  • GROSS NEGLIGENCE;
  • DEATH OR PERSONAL INJURY; or
  • VIOLATIONS OF MANDATORY CONSUMER RIGHTS,

DEPENDING ON APPLICABLE LAW.

43. Indemnification

To the extent permitted by applicable law, you agree to defend, indemnify, and hold harmless Xelerate Lab LLC and its affiliates, officers, employees, and agents from third-party claims, liabilities, damages, judgments, losses, and reasonable costs arising from:

  • User Content you provide in violation of another person's rights;
  • your unlawful use of the Service;
  • your material violation of these Terms; or
  • your intentional misuse of Vulto Planner.

This section does not require an individual consumer to indemnify us where such an obligation is prohibited or unenforceable under applicable consumer law.

We reserve the right to control the defense of a matter subject to indemnification, and you agree to reasonably cooperate.

44. Third-Party Services

The Service may contain links to or interact with third-party products and services.

References to a third-party service do not necessarily mean that:

  • we endorse it;
  • we control it;
  • it will remain compatible with Vulto Planner; or
  • we are responsible for its conduct.

Your dealings with third parties are between you and those third parties.

Vulto Planner is not responsible for losses caused solely by a third party's independent service, terms, policy, outage, security incident, or decision to discontinue an integration.

45. Force Majeure

To the extent permitted by law, Xelerate Lab LLC will not be responsible for delay or failure caused by circumstances beyond our reasonable control, such as:

  • natural disasters;
  • war;
  • terrorism;
  • civil unrest;
  • labor disputes;
  • governmental action;
  • widespread telecommunications failure;
  • major cloud-provider outages;
  • power-grid failures;
  • epidemics or pandemics;
  • cyberattacks not reasonably preventable through appropriate safeguards; or
  • other comparable events beyond our reasonable control.

46. Informal Dispute Resolution

Before filing a lawsuit concerning these Terms or the Service, you and Xelerate Lab LLC agree to make a good-faith attempt to resolve the dispute informally, except where urgent injunctive relief or applicable law makes informal resolution inappropriate.

You may begin this process by sending a written description of the dispute to:

[email protected]

and:

Xelerate Lab LLC
1021 E Lincolnway Suite #10762
Cheyenne, Wyoming 82001
United States

The notice should reasonably describe:

  • your name;
  • the email associated with your account;
  • the nature of the dispute;
  • the relief you are requesting; and
  • relevant supporting information.

We will attempt to resolve the dispute in good faith.

If the dispute is not resolved within 30 days after receipt of a sufficiently detailed notice, either party may pursue available legal remedies.

Nothing in this section prevents either party from seeking emergency or injunctive relief where reasonably necessary.

47. Governing Law

Except where mandatory law provides otherwise, these Terms and disputes arising from them are governed by the laws of the State of Wyoming, United States, without regard to conflict-of-laws principles.

If you are a consumer, this choice of law does not deprive you of mandatory protections provided by the law of your country, state, province, or other jurisdiction where those protections cannot legally be waived by contract.

48. Courts and Venue

Except where applicable law allows or requires otherwise, disputes that cannot be resolved informally will be subject to the jurisdiction of:

  • the appropriate state courts located in Laramie County, Wyoming; or
  • the United States District Court for the District of Wyoming,

as applicable.

You and Xelerate Lab LLC consent to the jurisdiction of those courts to the extent permitted by law.

If mandatory consumer law gives you the right to bring a claim in another jurisdiction, nothing in these Terms removes that right.

Nothing prevents either party from bringing an eligible claim in small-claims court where permitted.

49. No Mandatory Arbitration in These Terms

These Terms do not currently require you to resolve disputes through mandatory binding arbitration.

If we introduce a mandatory arbitration provision in the future, it will constitute a material change to these Terms. We will provide appropriate notice and will not apply such a provision retroactively where doing so would violate applicable law.

50. Export Controls and Sanctions

You may not access or use Vulto Planner in violation of applicable:

  • export-control laws;
  • economic sanctions;
  • trade restrictions; or
  • other applicable international trade laws.

You represent that your use of the Service is not prohibited under laws applicable to you or Xelerate Lab LLC.

51. Changes to These Terms

We may update these Terms to reflect:

  • changes to Vulto Planner;
  • new features;
  • new integrations;
  • subscription changes;
  • changes in law;
  • security improvements;
  • business changes; or
  • other legitimate reasons.

When we update these Terms, we will revise the Last Updated date.

For material changes, we will provide reasonable additional notice where required, which may include:

  • email;
  • in-product notice;
  • website notice; or
  • another appropriate mechanism.

If applicable law requires your affirmative consent to a material change, we will request that consent.

Material changes will not retroactively alter rights or obligations where prohibited by applicable law.

Your continued use of the Service after updated Terms become effective constitutes acceptance where permitted by law.

If you do not agree to updated Terms, you may stop using the Service and cancel your subscription.

52. Electronic Communications

You agree that communications concerning the Service may be provided electronically, including through:

  • email;
  • Vulto Planner;
  • account notifications; or
  • our website.

Where applicable law permits, electronic notices satisfy requirements that communications be provided in writing.

You are responsible for keeping the email address associated with your account current.

53. Assignment

You may not assign or transfer these Terms or your account without our prior written consent, except where applicable law provides otherwise.

Xelerate Lab LLC may assign these Terms in connection with:

  • a merger;
  • acquisition;
  • corporate restructuring;
  • financing;
  • sale of assets;
  • transfer of Vulto Planner; or
  • similar transaction.

Any assignment remains subject to applicable law and privacy obligations.

54. Severability

If a court of competent jurisdiction determines that part of these Terms is unlawful, invalid, or unenforceable, that provision will be enforced to the maximum extent legally permissible or severed where necessary.

The remaining provisions will continue in effect.

55. No Waiver

If we do not immediately enforce a provision of these Terms, that does not waive our right to enforce it later.

A waiver is effective only where legally valid and applies only to the specific circumstance for which it was given.

56. No Third-Party Beneficiaries

Except where these Terms expressly state otherwise, these Terms do not create enforceable rights for persons or entities that are not parties to the agreement.

57. Entire Agreement

These Terms, together with:

  • the Vulto Planner Privacy Policy;
  • any plan-specific terms presented at purchase;
  • any additional feature-specific terms you expressly accept; and
  • other agreements expressly incorporated by reference,

constitute the agreement between you and Xelerate Lab LLC concerning your use of Vulto Planner.

If additional terms conflict with these Terms for a particular feature or purchase, the more specific terms govern that particular subject to the extent of the conflict.

58. Headings

Section headings are included for convenience and do not affect interpretation of these Terms.

59. Contact

For questions about these Terms or Vulto Planner, contact:

Xelerate Lab LLC
1021 E Lincolnway Suite #10762
Cheyenne, Wyoming 82001
United States

Support: [email protected]
Privacy: [email protected]
Security: [email protected]

60. Summary of Important Subscription Terms

This section summarizes key subscription terms for convenience. The full Terms above control.

If you purchase a paid Vulto Planner subscription:

  • the price and billing frequency will be disclosed before purchase;
  • monthly and annual subscriptions may renew automatically;
  • you authorize recurring charges until cancellation;
  • Stripe processes payment transactions;
  • you may cancel through the available online billing/account controls;
  • cancellation stops future renewal rather than deleting your account;
  • paid access generally continues through the billing period already purchased;
  • payments are generally non-refundable except where required by law or expressly stated otherwise;
  • material price changes will be communicated as required; and
  • mandatory consumer rights remain unaffected.

61. Core User Commitment

By using Vulto Planner, you agree to:

  • use the Service lawfully;
  • protect your account;
  • respect the rights of others;
  • provide only User Content you are entitled to store;
  • comply with applicable subscription obligations;
  • avoid interfering with or abusing the Service; and
  • take reasonable responsibility for decisions you make using productivity information provided by Vulto Planner.

In return, these Terms are intended to establish a clear framework under which Xelerate Lab LLC provides and develops Vulto Planner while respecting your ownership of your User Content and the mandatory rights available to you under applicable law.